Protect yourself, your family, your home and your business against uncertainty. This policy is designed for clients that need additional liability coverage over and above the limits provided by the home, vehicle and commercial policies. Umbrella policies “lay on top” of and in addition to the liability limits of the underlying coverages.


Personal Umbrella coverage: This coverage increases your liability limit over and above your personal policies. For example, if you have $100,000 in personal liability coverage on your homeowners and personal auto policies, a $1,000,000 umbrella policy increases your liability coverage to $1,100,000.

Commercial Umbrella coverage: This coverage acts the same as way as the Personal Umbrella by increasing the liability coverage over your commercial liability and commercial auto policies.